Author: Mehedi Hasan Moon
A huge thanks to the Daily Grand Planner for making the best business planner I’ve ever found and for sponsoring Busy Budgeter and providing the planner and accessories. All opinions are 100% mine. This is a review of the Daily Grind Planner from someone who is obsessed with ROI (Return on Investment), A/B testing, and maximizing productivity in limited working hours. This is a detailed review that may bore you to tears if you aren’t into those things. No time to read? Here’s the highlights: I was a long-time fan of the 12-Week Year when I found out about the…
Living paycheck to paycheck is the norm here in the US. Upwards of 80% of Americans live this way. That’s a huge percent of us who can’t get ahead or are struggling to pay down debt and accomplish other financial goals. Photo by Aida L from UnsplashAnd get ahead on your financial goalsLiving paycheck to paycheck is the norm here in the US. Upwards of 80% of Americans live this way. That’s a huge percent of us who can’t get ahead or are struggling to pay down debt and accomplish other financial goals. Taking on debt is a common way we fall…
New Capital One Venture X Business cardholders can now get a supercharged sign-up bonus of up to 350,000 miles.This bonus offer has two parts: The standard offer of 150,000 miles after spending $30,000 in three months. Plus, you can get an additional 200,000 miles if you spend $200,000 in six months.The Capital One Venture X Business Card was already an outstanding option for business travelers. While the $200,000 spend requirement is the highest we’ve seen on a business credit card offer — so is the 350,000 miles bonus.Benefits of the Venture X BusinessThe limited-time offer is the big selling point…
Friends, prepare to fall in love with this scrumptious Coconut Cake! This coconut cake is super moist, fluffy, and includes just the right amount of coconut flavor. It’s definitely a showstopper around the holidays, birthdays, or for family gatherings. I decided to make this a 2-layer cake, but you can easily turn it into a sheet cake instead. Now, I’ve always been a huge coconut fan, but my husband, who is normally not a coconut fan, devoured this cake in just a few minutes. It really is that good!😄 All recipes are rigorously tested in our Nashville Test Kitchen to…
Wise Bread Picks ShareThisIdentity theft wears many different faces. From credit cards to student loans, thieves can open different forms of credit in your name and just like that, destroy your credit history and financial standing. If this happens to you, getting the situation fixed can be difficult and time-consuming. But you can set things right. If someone took out a loan in your name, it’s important to take action right away to prevent further damage to your credit. Follow these steps to protect yourself and get rid of the fraudulent accounts. 1. File a police report The first thing…
Having a growing family can drain your budget, especially if you need to purchase new clothes and shoes frequently. If it seems like you or your children constantly need a new item, saving money can be difficult. Thankfully, the internet makes it easier to cut costs without sacrificing quality, even when purchasing new footwear. Our guide shares the best places to buy discount shoes online to help you stretch your budget. What is the Cheapest Website to Get Shoes? It is possible to save money by shopping at online shoe stores. Many websites have flexible return policies, and some even…
There’s something natural about the way people hold onto sentimental items from their past. A child’s toy. A handwritten card. The trophy from the winning game. Souvenirs from concerts attended or trips taken. Boxes of items once owned by our parents, grandparents, or other loved ones. For many of us, these things aren’t just household items like extra Tupperware in the kitchen cabinet that can be decluttered when a lid goes missing. They represent the people we love, the experiences we’ve cherished, or the accomplishments we worked hard to achieve. For that reason, the attachment is emotional. That’s why we…
Does being an authorized user affect your credit? Well, under the right circumstances, becoming an authorized user can help you build your credit. Before you agree to be an authorized user or add an authorized user to your account, it’s important to understand the potential risks and benefits. This article provides more information about how adding an authorized user works and how it could impact your credit. In This Piece What Is an Authorized User? How Do Authorized Users Work? The Advantages Of Adding An Authorized User Can Authorized Users Hurt Your Credit? How To Add An Authorized User What…
When it comes to credit cards, Americans overwhelmingly prefer cash back credit cards over other types of cards. According to Bankrate’s credit card features survey from 2021, more than 4 in 10 (or 41 percent) of adults listed cash back as their favorite credit card feature — which was, by far, the most popular answer.But that same research reveals that we don’t always make the most of card rewards. What the survey also showed was that 33 percent of cardholders did not redeem any rewards in 2020, which is generally a big mistake to make.If you’re using credit cards, chances…
While NGPF is written with high schoolers in mind, the curriculum and resources can easily be adapted to provide immense value for college students. As someone who transitioned from teaching at the high school level to the university level, here are examples of NGPF lessons successfully adapted into a workshop series for college seniors in their spring semester. MOVE: Your Money Values, MOVE: Your Cognitive Biases, and PLAY: The Bean Game College seniors are just a few short months away from the real world, where mistakes often get amplified. The best way to approach your finances is by first understanding…