Author: Mehedi Hasan Moon
The average credit card interest rate is 21.07 percent.With just two weeks to go until Federal Reserve officials announce another rate decision, credit card lenders are still catching up to the Fed’s last rate hike from July.According to CreditCards.com’s latest Weekly Rate Report, several card issuers pushed up the APRs they advertise online to record highs this week, including three of the nation’s leading lenders for military service members and veterans, as well as some smaller bank card lenders.As a result, the average APR for brand-new cards sailed past another all-time high on Wednesday, landing seven basis points above 21…
Understanding the W-4 form is essential for anyone earning a paycheck. With NGPF’s FINE PRINT: W-4 Form activity, students get a chance to dig into a real-world example. They’ll analyze a sample W-4 and answer guiding questions that help them make sense of this important tax form and how it directly impacts how much income tax is withheld from your paycheck. Need a quick overview before bringing it to your classroom? In the Teacher Tip video, NGPF’s Amanda Volz walks you through the activity and shares helpful ideas for classroom implementation. Bonus! We also have a FINE PRINT:…
Okay, so you want to start budgeting. That’s great! But with so many budgeting methods out there, which one do you go with? One popular way to budget is the 50/30/20 rule, where you divide your spending and saving into three categories: 50% to needs, 30% to wants and 20% to savings. But is the 50/30/20 rule a helpful, or even realistic, way to budget? Let’s talk about how this method works—so you can create a budget that best works for you. What Is the 50/30/20 Rule? The 50/30/20 rule is a budgeting method where you divide your monthly after-tax income…
Have you ever stopped to think about what really matters more: the money in your bank account or the hours in your day? While having a lot of money can make life more comfortable, time is the real treasure. You can always earn more money, but once time is gone, it’s gone forever. That’s why time is often called the great equalizer—everyone gets the same 24 hours, whether you’re a rich or poor person. The True Value of an Hour Think about this: would you pay for an extra hour if you could buy one? Most people would say yes, especially…
The savings offers that appear on this site are from companies from which Moneycrashers.com received compensation. This compensation does not impact where and how the companies are mentioned on the site. Moneycrashers.com does not mention all savings companies or savings offers available within the marketplace. The best online banks provide a good balance of high APYs, low fees, and reasonable minimum requirements. We have analyzed the offerings from countless online banks available nationwide to identify some of the best choices. Below, you can find detailed information about why we selected each institution, the advantages and disadvantages they offer, and access to individual bank reviews.…
Graduating from high school to college is a significant achievement for many students. But with it comes a time to try out many things for the first time, one of them being the use of credit cards. Perhaps you have seen banks and financial institutions advertising their student credit cards and trying to solicit you to apply for one, and this further begs the question, are they a good idea? Well, just like a coin, there are always two sides, the good and the bad. Let’s review the good and bad of student credit cards. Student Credit Cards – The…
We could all use some extra cash right now—for the next vacation, the next grocery run, or the next car repair that’s bound to happen. Well, good news! There’s a money trend that’ll help you save some bucks and create more breathing room in the budget—starting this month. It’s called the no-spend challenge! Basically, the goal of a no-spend challenge is to go as many days as you can without spending money. And while the idea of a spending fast might not sound fun, it’s definitely worth the savings. What Is a No-Spend Challenge? A no-spend challenge is a money-saving…
If you have a smartphone running Android 12 that can’t upgrade past that version, I have some bad news: Google is dropping support for your phone. RIP Android 12As spotted by Android Authority, Google is no longer seeding security updates for devices running Android 12 and Android 12L. The company omitted the Android version from its April 2025 Android Security Bulletin, which notes security vulnerabilities Google has identified and patched, and as well as which versions of Android receive those patches. The company highlights Android 13, 14, and 15 across a number of different vulnerabilities, but not Android 12.The outlet…
Last Updated on February 11, 2025February 11, 2025 4 Comments This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone,…
We built our dream house by accident.Or at least, that’s how it felt at first. My husband had gotten a new job in a new city, and our house-hunting came up empty handed. Then we stumbled upon a small lot for sale, right on a beautiful lake, facing the sunset, brimming with potential. Building wasn’t part of the plan—goodness no. I was seven months pregnant and just wanted to nest. But this lot sparked a vision, one we had dreamed up long ago, and suddenly, this was a path to get there.They broke ground the same day we were in…