Author: Mehedi Hasan Moon
If you’ve done any shopping recently, then you’ve probably seen an option at checkout to split up your total into four (or more) “easy payments.” One of the biggest companies offering these kinds of buy now, pay later plans is Affirm. But is it a good idea to use Affirm instead of paying for your purchase all at once? Is Affirm even safe? Let’s talk about how Affirm works and how much you actually pay after checkout. What Is Affirm?How Affirm WorksAffirm Approval RequirementsIs Affirm Safe?Affirm ReviewA Better Way to Shop What Is Affirm? Affirm is a loan provider that…
Short on cash? Need a loan to renovate your kitchen? Upgrade says they can help (for a fee, of course). Upgrade personal loans and credit cards may seem like an easy, risk-free way to borrow money. But don’t be fooled by the name—doing business with Upgrade won’t actually upgrade your finances. Let’s get into who Upgrade is and how they work so you can avoid getting caught in a cycle of debt. Our Quick Take on Upgrade While Upgrade claims to make personal loans and lines of credit more accessible and affordable—with fixed interest rates and predictable monthly payments—customers still…
With all the talk of tariffs in the media, do you know the basics of how they work? TIME’s video, How Tariffs Work, offers a simple approach to understanding tariffs, how countries use them, and the impact they may have. Note: This video offers a very basic explanation about how tariffs work. You might want to discuss: Who actually pays the tariff to the U.S. government (usually a U.S. company or U.S. subsidiary) Who bears the cost of the tariff (usually consumers, in the form of increased prices) Tariffs have different purposes. Ex: to protect certain industries (like U.S.…
There’s an uncomfortable situation we need to look at in this country: the student loan crisis. This debt disaster has become way too serious to ignore—and it’s affecting the lives of millions. Right now, the total amount of student loan debt in the U.S. is over $1.6 trillion.1 That’s mind boggling, folks. Let’s review the simple (but shocking) facts around the student debt crisis. Then, we can understand this problem and work toward getting this debt out of our lives for good. The Stats on the Student Loan Crisis Here’s a snapshot to help you see the bigger picture of the student loan crisis: As…
Before you can build anything on a piece of land in the United States, you must go through the land entitlement process. This legal process involves getting all necessary approvals from your local municipality to develop a property for a specific purpose. Whether you’re planning a residential development, commercial project, or a mixed-use site, understanding the entitlement process is critical to your success. Don’t Miss Any Updates. Each week I’ll send you advice on how to reach financial independence with passive income from real estate. Sign up for my newsletter What is the Entitlement Process? The entitlement process is how…
The savings offers that appear on this site are from companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site. MoneyCrashers.com does not include all savings companies or all savings offers available in the marketplace. No investment or savings vehicle is entirely without risk, but certificates of deposit (CDs) offer more security and predictability than most. With fixed or upwardly adjustable interest rates, terms ranging from as short as one month to as long as 10 years, and FDIC insurance up to $250,000 per account, CDs are useful tools for saving funds…
Students loans are beneficial to millions of students across the globe. Most needy students are grateful for this option since it enables them to complete their studies. Governments often organize student loans in many countries, and they usually have very reasonable interest rates. Upon successful completion of studies, beneficiaries are expected to start repaying the loans so that other students will be funded and the cycle continues. Defaulting on repayment of the loan has effects that are like those of defaulting on paying credit card debts. So, let’s see what will happen if one fails to repay student loans. 90…
Tired of constantly overspending? Budgeting can help you take control of your money. But if you want to actually stick to your budget every month, you have to track your expenses. Why is tracking expenses throughout the month so important? Because it helps you know where your money is going and how much you have left—so you don’t overspend and send yourself into overdraft. That said, let’s talk about how to track expenses—step by step—as well as the different expense-tracking methods out there. How to Track Expenses in 4 Steps Tracking your expenses isn’t hard, but you do have to…
Windows doesn’t come with a weather application the way macOS and mobile operating systems do. Sure, the widget area shows the weather, but it also summons news headlines from the very bowels of internet hell and requires that you open a web browser page full of ads to get more details.If you want a clean, ad-free, and beautiful way to check the weather on Windows I recommend Lively Weather. This is a free and open source native-to-Windows application (by developer Dani John) with complete weather forecasts. It also features beautifully rendered background animations that reflect the current weather conditions.You can…
Last Updated on January 31, 2025January 31, 2025 Leave a Comment This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s…