Author: Mehedi Hasan Moon
The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Over on Reddit, a user recently asked for budgeting advice. After itemizing their current budget, the user was hoping to make cuts to their monthly spending and find a way to save more money. The user said they brought in just over $3,300 in a month and spent about $2,600 on fixed costs, such as rent and insurance, along with line items for…
Fragrant vanilla cake, buttery cornbread, and sweet honey have joined forces to bring you your new favorite dessert of the spring and summer; this Cornbread Cake with Honey Buttercream Frosting! Let me tell you, it’s the dessert equivalent of Sunday porch sittin’ on a warm, sunny afternoon. It’s more moist than your typical cornbread but a bit more crumbly than your run-of-the-mill cake—and don’t get me started on the airy, light honey buttercream! Mmm mmm! Y’all come, pull up a chair, and enjoy the season with me before the humidity and the skeeters come out in full force. All recipes…
Wise Bread Picks ShareThisThe first major home renovation my husband and I ever undertook was insulating the walls of a 1921 Craftsman bungalow we shared in Columbus, Ohio. This project made the house a great deal more comfortable in the winter and the summer, since the existing insulation was the least expensive option available in the 1920s — making it completely inadequate for maintaining heat in the winter or coolness in the summer. Unfortunately, despite the undeniable improvement to our comfort, we found that our new insulation did nothing for our resale value. Even though we had put nearly $5,000…
Taking surveys is one of the simplest ways to earn extra cash, and paid online surveys are a great way to make money in your spare time. If you’re familiar with survey sites, you’ve probably heard of Pinecone Research. Many people consider it one of the best survey sites thanks to its high payouts of $3 per short study. In this Pinecone Research review, we’ll help you decide if you should use the site to take online surveys for money. What is Pinecone Research? Pinecone Research is a platform that conducts paid online surveys. It also offers paid product testing.…
The physical possessions we choose to own shape the direction of our lives more than we realize. Our possessions either help us fulfill our purpose, or they distract us from it. Every item in a home takes up space, demands attention, and requires care. The more we accumulate, the more we spend our time maintaining things rather than living life. Unfortunately, most of us were never taught to question this. Even worse, from a young age, we have been told that more is better—that success is measured by what we own, that happiness is found in the next purchase, that…
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Some lenders allow you to use your credit card to pay down or pay off home, personal, car, or private student loans if you have a high enough credit limit, but you can’t use your credit card to pay down or pay off federal student loans. Speak with your lender to see if you can use your credit card for…
The average credit card interest rate is 21.04 percent.APRs for most new cards are still higher than ever, according to CreditCards.com’s latest Weekly Rate Report.Just over a month has passed since the prime rate climbed to its highest point since 2001 and, already, a record share of card offers are advertising APRs that were once assigned only to borrowers with new or dented credit.Among the 100 online card offers tracked weekly by CreditCards.com:More than 80 percent now start APRs at 18.24 percent or higher, up from roughly a third of card offers last August.Over half start APRs above 20 percent,…
If you’ve done any shopping recently, then you’ve probably seen an option at checkout to split up your total into four (or more) “easy payments.” One of the biggest companies offering these kinds of buy now, pay later plans is Affirm. But is it a good idea to use Affirm instead of paying for your purchase all at once? Is Affirm even safe? Let’s talk about how Affirm works and how much you actually pay after checkout. What Is Affirm?How Affirm WorksAffirm Approval RequirementsIs Affirm Safe?Affirm ReviewA Better Way to Shop What Is Affirm? Affirm is a loan provider that…
Short on cash? Need a loan to renovate your kitchen? Upgrade says they can help (for a fee, of course). Upgrade personal loans and credit cards may seem like an easy, risk-free way to borrow money. But don’t be fooled by the name—doing business with Upgrade won’t actually upgrade your finances. Let’s get into who Upgrade is and how they work so you can avoid getting caught in a cycle of debt. Our Quick Take on Upgrade While Upgrade claims to make personal loans and lines of credit more accessible and affordable—with fixed interest rates and predictable monthly payments—customers still…
With all the talk of tariffs in the media, do you know the basics of how they work? TIME’s video, How Tariffs Work, offers a simple approach to understanding tariffs, how countries use them, and the impact they may have. Note: This video offers a very basic explanation about how tariffs work. You might want to discuss: Who actually pays the tariff to the U.S. government (usually a U.S. company or U.S. subsidiary) Who bears the cost of the tariff (usually consumers, in the form of increased prices) Tariffs have different purposes. Ex: to protect certain industries (like U.S.…