Author: Mehedi Hasan Moon
Are you being hounded by debt collectors? The constant phone calls, harsh language and threats to sue can be overwhelming and downright scary. Unfortunately, you also have to watch out for debt collectors who try to trick you into paying for a debt that’s already been paid or a debt that isn’t even yours. Yep, it happens! In 2023, over 50% of the total complaints to the Federal Trade Commission were about debt collectors attempting to collect debt from a person who did not owe it.1 Not cool. That’s why getting a debt validation letter is so important! A debt…
Looking at a rental property or commercial building and wondering if it’s actually a good deal? One number could make your decision easier—and it’s called the cap rate. If you’re short on time and prefer watching instead of reading, I break all of this down (with real examples) in this video: But if you’d rather learn at your own pace, keep reading. We’ll cover what a cap rate is, how to use a cap rate calculator, and how to evaluate properties smarter—without needing a finance degree. Don’t Miss Any Updates. Each week I’ll send you advice on how to reach…
The savings offers that appear on this site are from companies from which Moneycrashers.com received compensation. This compensation does not impact where and how the companies are mentioned on the site. Moneycrashers.com does not mention all savings companies or savings offers available within the marketplace. Right now, the U.S. national average interest rate on savings account balances is nowhere near enough to keep pace with inflation. The good news is you can do better with high-yield savings accounts. We’ve reviewed the best high-yield savings accounts on the market, exploring their rates, fees, and account perks. Best High-Yield Savings Accounts &…
Jackie over at The Debt Myth has a month-long campaign going on call Debt is Not Forever. If you haven’t heard about it you should check it out, it’s truly inspiring. Many other bloggers have joined the #DebtIsNotForever movement and have posted some great material on the topic. I’m joining as well so here goes. Debt is Not Forever If you asked me that question five years ago my answer probably would have been “yes it is.” See we were uneducated in the ways of personal finance and were drowning in over $100K of consumer debt, but for years we…
Instagram has a new feature that curates custom Reels feeds for you and your friends. Blend, an invite-only option within individual or group chats, refreshes daily and suggests content based on participants’ tastes. Spotify has a similar Blend feature that creates shared playlists—also updated daily—based on both listeners’ tastes. Note that Instagram Blend, which is a mobile-only feature, is not yet available to all users, even if the icon appears in your chats. How to use Instagram BlendTo start a blend, you’ll need to invite users via your individual or group chats. From Messages on the mobile app, open the…
We’re already a few weeks into 2025, but before we go on, we need to close out the 2024 side hustle reports. Every month for the past 8 years, I’ve tracked everything I’ve earned from doing various side hustles with gig economy apps. Here’s a look at what I was able to earn from these apps and side hustles in December 2024. Side Hustle Income for December 2024 Total Side Hustle Income for December 2024 = $1,247.01 December was an unexpectedly good month, especially since I didn’t feel as if I had worked very hard. The fact I was able…
W-2? 1099-MISC? 1098-E? Check, check, and bingo. It’s tax time!Tax season has arrived, and with it, a flurry of trifold, self-mailers with perforated, tear-away edges—each containing a mathematical summary of your life in concisely-labeled boxes. Meanwhile, accountants across the nation have warmed up their number crunchers and stocked up on extra mouse batteries.And you? Have you located your shoebox of receipts? Is your spending information ready to go? If not, then today’s post might just make your weekend.(Isn’t adulthood fun?)In YNAB, you can tag and flag your tax-deductible expenses, link important documents to your transactions and categories, search up important…
Hosting a holiday party is all about creating joyful memories with your loved ones, and games are a fantastic way to bring everyone together. The good news? You don’t need to break the bank to keep your guests entertained. Here’s a list of affordable and easy-to-set-up games that are sure to bring laughter, excitement, and holiday cheer to your gathering. 1. White Elephant Gift Exchange What You’ll Need: Small, inexpensive gifts (under $10), or re-gifted items from around the house.How to Play: Guests bring a wrapped gift to contribute to the exchange. Players draw numbers to determine the order of…
If you’re looking for some fun summer activities for the whole family… we’ve got you covered. Summer is the time when so many people are going on vacation, putting out money for theme parks, and generally living it up so it can really suck to be on a budget. I get it. But all those expensive things? They’re definitely not the BEST things you can do this summer break to have a blast. Seriously, with the nice weather, there are actually tons of budget-friendly ideas to keep those summer months fun and active. This list includes creative ways that won’t just entertain…
So, you’re new to budgeting, or never had one that actually worked, and now you’re trying to make a budget, but you’re not sure where to start. Sound like you? The good news is, there’s no better time than now to get started (or re-started) on your budget. Photo by Ashley West Edwareds from UnsplashStart with the sample that makes the most sense to youSo, you’re new to budgeting, or never had one that actually worked, and now you’re trying to make a budget, but you’re not sure where to start. Sound like you? The good news is, there’s no better time…