Author: Mehedi Hasan Moon
When Apple first revealed Apple Intelligence, its slate of generative AI features, a huge part of that announcement was a super-charged Siri. No longer would Apple’s digital assistant be lagging behind competitors like Google: With the power of AI, the new Siri might actually be useful.When Apple Intelligence drops in full, Siri will reportedly be much more contextually aware, and be able to scan what’s on your phone to understand and answer questions you ask. If your friend sends you their new address, you can ask Siri “add this address to their contact card.” You don’t need to specify which…
Does your paycheck show up in your bank account and then just . . . vanish? Yep, been there. But zero-based budgeting can fix that! With a zero-based budget, you’re giving every single dollar a job on purpose. It’s hands down the best way to take control of your money and feel confident every time you spend. I’ll walk you through exactly how zero-based budgeting works and how to create one—so you can stop wondering where your money went and start telling it where to go. What Is a Zero-Based Budget? A zero-based budget means your income minus your expenses…
To say that divorce is tough on your finances is an understatement. When you go through a divorce, it’s normal to let long-term financial goals fall by the wayside. Instead of thinking about retirement, you’ve probably found yourself focused exclusively on your immediate needs, like finding an affordable new home and handling all the bills on your own. Between all the new expenses and, in some cases, splitting joint retirement assets, it’s no surprise that your retirement savings can suffer. The key to recovering your retirement after a divorce? You’ll have to take these proactive steps to get your plan…
We love our pets, don’t we? They’re furry bundles of joy who bring endless happiness into our lives. Owning a pet can sometimes feel like a money pit. Be it splurging on unnecessary gadgets or falling for clever marketing tricks, it’s surprisingly easy to blow your budget on things your pet might not even need. I’ve been there myself. That gourmet pet food you hoped would make your dog’s fur shiny? It goes untouched while they devour table scraps. The truth is, some expenses might make us feel good but do little to enhance our pet’s happiness or health. Before…
The average credit card interest rate is 21.09 percent.APRs on most new credit card offers are still at a historic high, according to CreditCards.com’s latest Weekly Rate Report.Among the 100 cards tracked weekly by CreditCards.com:Over half of new card offers still start APRs well above 20 percent.More than a third only offer APRs at 21.24 percent or higher.Nearly all new card offers — 87 out of 100 offers — currently start APRs at 17.99 percent or more.Until last year, by contrast, the highest weekly APR average CreditCards.com had ever recorded was 17.8 percent.But at least one major lender shifted course…
Money stress hides in your shoulders, in your relationships, in the way you wake up at 3 AM wondering if that bill already went through. It’s in the way you hold your breath at checkout, hoping your card won’t decline. It’s in the quiet second-guessing that follows you from paycheck to paycheck, whispering: you’re not safe yet.Or maybe it sounds more like: Am I putting enough away for retirement? Do I have enough for travel? Am… I enough?The worst part? You get used to second-guessing. I know, because I’ve been there.Until one day, something shifts.”I couldn’t believe I did it.…
In a world that praises more — more money, more stuff, more goals, more hustle — it takes courage to choose less. But here’s a little permission slip: You’re allowed to want less. Not only is it okay, but it might just be the most powerful financial flex you can make. Let’s talk about why. The Culture of “More” — and the Toll It Takes We live in a society that measures success by accumulation. Bigger homes, newer cars, endless subscriptions, packed calendars, overflowing closets — all marketed to us as signs of a life well-lived. But here’s what that…
If you’re a parent of a child with ADHD, you already know how chaotic daily life can feel. Executive function struggles make it tough for ADHD brains to follow predictable routines, stay on task, and manage time effectively—which means getting out the door, starting homework, or even remembering to brush teeth can feel like a battle. That’s exactly why I created free printable ADHD routine charts—because I know firsthand that the right tools can make all the difference. These free printables provide a visual aid that helps kids (and honestly, adults too) stick to a regular routine without constant reminders or nagging. They take the long to-do lists floating around in your head and turn them into simple…
It’s springtime around here! And, if you’re like us, you’ve got spring cleaning on the brain. This springtime, take a moment to tidy up your budget too. Photo by Anna Shvets from Pexels Time to Tidy Up Your Budget It’s springtime around here! And, if you’re like us, you’ve got spring cleaning on the … Read more The post GB Bulletin: Springtime is for Cleaning appeared first on Goodbudget.
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