Author: Mehedi Hasan Moon

Home » » Why Online Shoppers Will Love This Credit Card This card offers 3% cash back on online shopping, including cable, streaming services, internet, and phone plan purchases.

Budgeting helps you spend less than you earn and set aside cash for upcoming goals. An easy-to-use budgeting app like You Need a Budget (YNAB) or EveryDollar can provide the confidence you need to reach your spending and saving goals. There are many similarities between both apps, including bank account syncing and customizable plans. However, each platform has its unique strengths that can make one a better match for your goals and needs than the other. Our YNAB vs. EveryDollar comparison takes a closer look at both apps to help you decide which one can make it easier for you…

Some people, it seems, merely drift through life. While others appear driven and focused. Have you ever wondered why that is? Is it personality? Upbringing? Talent? Ambition? There’s no doubt that those factors play a role in how each of us approach life. But I think there is something more important, something available to all of us, that also motivates us to live intentional lives—and ultimately become the best version of ourselves. That potential can be found in the size of the dream we choose to pursue. You see, when the goals that we choose for ourselves are meaningful—when they…

If you’re a student (or parent) looking for a place to park your money without excessive fees or unrealistic balance requirements, check out the impressive array of low-cost, low-balance checking accounts available to students. Some actively restrict membership to younger individuals, most often those between 17 and 23 or 24 years old. But others are not restricted based on age or student status — meaning you can hold onto them as long as you wish after graduating. The Best Student Checking Accounts Here are the top 10 best student checking accounts you can open today: These are among the best…

A vehicle is an important asset, especially for those with challenging commutes. Unfortunately, vehicle costs continue to steadily rise, with average monthly car payments rising to $725 for new vehicles. With increased expenses, it’s easy to fall behind on car payments.  If you are having a hard time keeping up with a car loan, voluntary repossession may be a good option to get the burden of late payments off your hands. Although there are financial consequences, it can be a sensible decision compared to the other options available.  Key takeaways: If you are late on car payments, voluntarily returning your…

The average credit card interest rate is 21.10 percent.Lenders left APRs on most new card offers unchanged this week, according to CreditCards.com’s latest Weekly Rate Report. As a result, the national average APR for brand-new credit cards held steady Wednesday after rising unexpectedly last week to its highest point on record. Consumers who compare credit card offers can expect APRs on most new cards to still be several points higher than they were last year. Among the 100 online card offers tracked weekly by CreditCards.com, for example: More than half now start APRs somewhere between 20.24 percent and 31.99 percent. Over a third…

I have a lot of different premium credit cards, many of which come with different credits that I need to use. Most cards don’t make using these credits all that easy, however. They do this typically by limiting how often you can use the credits, or by dividing the credits up into smaller amounts. Using these credits is important, though, as you need to use them to maximize the value of your cards, especially if you’re paying a large annual fee for them. With that said, here is a list of the credit cards I have with monthly or yearly…

If your paycheck is different every month, you’re not alone. Many freelancers, gig workers and commission-based employees face the same challenge of having a variable income. But you can manage your money with an irregular income (and it’s easier than you think). The secret? A budget—which is just a plan for your money. A budget tells your money where to go so you can stop wondering where it went. Follow these six steps to create a budget that works for you, no matter how much you earn. How to budget with irregular income: List your income (use your lowest monthly…

This past Saturday, April 5, NGPF hosted a Virtual Conference to kick off Financial Literacy Month. The day was packed with inspiring sessions and hundreds of educators joined from across the country to collaborate and learn. Here are three highlights from the event:   1. Keynote by Tiffany ‘The Budgetnista’ Aliche The Budgetnista, Tiffany Aliche, brought passion, purpose, and practical wisdom to the (virtual) stage as our keynote speaker. She shared her personal finance journey, practical advice for teaching money skills, and motivational insights that left educators feeling inspired and empowered.  “Tiffany is FAR more than inspirational! Her giving attitude makes…

If you want to stop trading time for money, income producing assets can change your life (it did for me). These are investments that generate regular cash flow—month after month—without requiring you to constantly work. They can fund your lifestyle, build wealth, and help you reach financial independence. In this guide, you’ll learn what income producing assets are, how they work, and which ones may be right for you. Don’t Miss Any Updates. Each week I’ll send you advice on how to reach financial independence with passive income from real estate. Sign up for my newsletter What Are Income Producing…