Author: Mehedi Hasan Moon
Navigating real estate transactions can get complicated fast. Whether you’re buying your first home, selling a property, or facing unexpected disputes, knowing when to bring in a real estate attorney can make all the difference. Attorneys help review contracts, ensure everything is legally sound, and represent your interests during negotiations. If issues arise, they’re your go-to for quick and fair resolutions. In this article, we’ll explore key situations where hiring a real estate attorney can save you time, money, and unnecessary stress. Don’t Miss Any Updates. Each week I’ll send you advice on how to reach financial independence with passive…
Every January, people vow to get their finances in order, and every December, they scratch their heads wondering where all their money went. Sound familiar? You’re not alone. Many get stuck in the same financial habits year after year, despite their best intentions. It’s not always about big, reckless splurges, it’s often the little things that quietly chip away at a bank account. What makes these mistakes so sneaky is how they disguise themselves as normal. A subscription here, an impulse buy there, it all feels manageable until it adds up. And personal finance isn’t the most thrilling topic for…
Want to save more, pay off debt, and finally stop stressing about money? Budgeting is how you make it happen! Because when you tell your money where to go—instead of wondering where it went—you’re the one in control. And guess what? Budgeting doesn’t have to be overwhelming. I’ll walk you through how to make a budget step by step. Trust me, once you start, you’ll wonder why you didn’t do it sooner! Here’s how to make a budget in five steps:1. List your income.2. List your expenses.3. Subtract expenses from income.4. Track your expenses (all month long).5. Make a new budget before the month begins.…
Another major data breach has compromised the sensitive health records of more than 1.6 million patients—including minors under 18—who received care at Planned Parenthood in more than 30 states. Laboratory Services Cooperative (LSC), which provides lab testing services to reproductive health clinics across the U.S., is notifying individuals who may have been affected by a security incident that took place in October 2024. Planned Parenthood itself has been the target of cyberattacks in 2021 and 2024. What happened with LSC?According to LSC’s filing with the Maine attorney general’s office, hackers accessed its systems on Oct. 27, 2024—the breach was identified…
There’s a pretty good chance you’ve read rave reviews about YNAB. Perhaps you have a friend who brings it up every time money is mentioned. Maybe you’ve discovered our subreddit, which has roughly as many members as the entire population of Salt Lake City—and we don’t even run it! Or you may have heard that more than 14 users got personalized YNAB license plates for their cars and one couple included us in their wedding vows—and, no, we didn’t ask anyone to do any of that! So, it makes sense if you’ve found yourself wondering what all of the fuss…
Ever feel like your budget just isn’t working anymore? Maybe you’re overspending in certain areas, struggling to stick to your categories, or just losing motivation to keep up with tracking your money. When this happens, most people make one of two mistakes: They scrap their entire budget and start from zero (which is overwhelming). They give up completely, assuming budgeting just isn’t for them. But there’s a better way—a soft budget reset. A soft reset means making small, intentional adjustments to your budget without throwing everything out. It’s a way to get back on track without feeling like you’re starting…
Trying to learn how to budget with ADHD, depression, and/or anxiety? I break it all down for you right here in this response to a reader’s question. “I need help. Because of depression and anxiety, I spend money to make myself feel better. How do I change this? I’ve been trying for years and nothing seems to work.” –Sara First off, the fact that you recognize that you spend money because of your depression and anxiety is pretty huge. That’s called the crux. It’s the reason behind the feeling or behavior. A lot of people try to solve the problem by…
When the New Year starts, many of us have the best intentions to make a budget and to actually stick to it once and for all. And then, life happens. Suddenly, we find ourselves having fallen off the budget wagon and with slightly bruised egos. Photo by Andrea Piacquadio from PexelsStart by resetting your EnvelopesWhen the New Year starts, many of us have the best intentions to make a budget and to actually stick to it once and for all. And then, life happens. Suddenly, we find ourselves having fallen off the budget wagon and with slightly bruised egos. And, hey, if…
Most home warranty companies cover HVAC systems, but not every plan will include HVAC repairs. To top it off, each home warranty has its own exclusions for HVAC systems, which means you’ll need to read coverage terms carefully before purchasing a plan.Do all home warranties cover HVAC systems?Although most home warranty companies offer plans with HVAC coverage, not every home warranty plan covers HVAC repairs. Plans that do cover HVAC systems tend to be more expensive because of the high cost of fixing or replacing an HVAC system, which means you’re likely to pay more for your monthly premium if…
It’s no secret that I’m an egg fanatic (check my logo). Hard-boiled eggs are easy to cook and so extremely versatile. In fact, my favorite budget meal hack has always been to just “put an egg on it.” So follow this easy, fool-proof tutorial on how to make hard-boiled eggs so you can keep a stash in the fridge and add an egg whenever you need to make a meal or snack more hearty. And don’t worry, I’ve included plenty of tips for peeling the shells and a long list of recipes that use hard-boiled eggs! All recipes are rigorously…