Need to adjust our turnkey courses for your classroom or school schedule? Or perhaps the end of the year snuck up faster than expected? Here are some suggestions to make the Semester Course fit your needs.
First, Choose a Course
NGPF offers high school personal finance courses for a Trimester, Semester, and Full-Year. To choose the best course for you, check out our Course Comparison page.
Suggestion 1: Just the Basics
Focus on the most immediately useful topics for young people, skipping the more advanced topics or skills they’ll need later in life.
| Keep | Skip |
| Banking | Behavioral Econ |
| Types of Credit | Investing |
| Managing Credit | Insurance |
| Paying for College | Taxes |
| Consumer Skills | Budgeting |
| Career |
Suggestion 2: Skip Units Your School Addresses Elsewhere
Maybe you’re one of the lucky schools with a whole semester devoted to Investing. You could skip that unit.
Guiding questions:
- Does your school have a college advisement office, a dynamic set of guidance counselors, and/or a course devoted to college readiness? You may be able to skip Paying for College and/or Career.
- Do most of your students have plans other than a 4-year college? If so, make Paying for College an independent study or substitute in the Mini-unit Alternatives to 4-Year Colleges
- Do many of your same students take Family and Consumer Science courses? If so, you may be able to skip Budgeting and/or Consumer Skills.
- Does every senior have an advisory, senior seminar, or “adulting” style course? If so, check the syllabus and see what’s already covered.
Suggestion 3: Align to Standards
If you teach according to the National Standards for Personal Financial Education, the best aligned units would look roughly like this:
| NATIONAL STANDARD | SEMESTER COURSE UNIT(S) |
| Earning Income |
Taxes |
| Spending |
Budgeting: Budgeting Strategies, Budgeting for Housing, Budgeting for Food, Build Your Budget |
| Saving |
Banking |
| Investing |
Investing |
| Managing Credit |
Types of Credit |
|
Managing Risk |
Insurance |
And, of course, if your state or district has its own standards, use the unit plans for all 11 Semester Course units to review the learning objectives of each lesson and decide which you should keep or skip to make sure you’re meeting local expectations.
Check out the Course Materials page to find crosswalks showing the alignment between NGPF materials and the National Standards for Personal Financial Education, as well as many state standards.
Suggestion 4: Cut Individual Lessons
One thing that makes NGPF special is our attention to more niche (but important!) topics and our inclusion of interactive, student-led, deep diving activities. But, if you really are short for time, here are some lessons you might start by trimming out:
- Unit 2: Banking
- Cut Lesson 4: Being Unbanked
- Choose either Lesson 7: Digital Wallets & P2P Apps or Lesson 8: Online and Mobile Banking
- Unit 3: Investing
- Stop after Lesson 7: Deep Dive Into Funds
- Unit 4: Types of Credit
- Cut Lesson 6: Mortgages and/or Lesson 7: Predatory Lending
- Unit 8: Insurance
- Combine Lesson 4: How Health Insurance Works and Lesson 5: How to Access Health Insurance
- Cut Lesson 6: Other Types of Insurance
- Unit 9: Taxes
- Cut Lesson 5: Time to File, where students practice an entire Form 1040
- Unit 11: Consumer Skills
- Cut Lesson 2: Advertisements & Dark Patterns
- Cut Lesson 5: Scams & Fraud
Of course, you’re welcome to use our Trimester Course instead. It’s fully up-to-date and includes many of the same lessons and super engaging activities that Semester Course does.
About
the Authors
Jessica Endlich
When I started working at Next Gen Personal Finance, it’s as though my undergraduate degree in finance, followed by ten years as an educator in an NYC public high school, suddenly all made sense.
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Kathryn Dawson
Kathryn (she/her) is excited to join the NGPF team after 9 years of experience in education as a mentor, tutor, and special education teacher. She is a graduate of Cornell University with a degree in policy analysis and management and has a master’s degree in education from Brooklyn College. Kathryn is looking forward to bringing her passion for accessibility and educational justice into curriculum design at NGPF. During her free time, Kathryn loves embarking on cooking projects, walking around her Seattle neighborhood with her dog, or lounging in a hammock with a book.
